TFB #14: Darshan Bathija on building a customer-first bank leveraging blockchain technology

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Darshan Bathija is the founder and CEO of Bank of Hodlers, which is one of the most exciting crypto projects being developed in India. They are building a Customer-First Bank leveraging blockchain technology which includes the provision of services like insurance against crypto thefts from exchanges, crypto credit cards and also crypto backed loans. They have just had their official launch in the last week of April and are hoping to be a key cog in the decentralised finance (DeFi) sphere in the months to come.


01:10 Darshan’s background and entry point into crypto

06:12 How traditional banking is failing customers and the reasons for the existence of Bank of Hodlers

10:33 Why does a crypto solution fit the modern demands of banking

12:50 Which part of the BoH business model needs to be decentralized

15:58 Why was Maker the preferred partner for what they are doing

19:05 Potential of BoH and DeFi to make a real world impact

22:03 BoH roadmap including asset-backed loans & crypto cards and insurance against thefts on crypto exchanges

25:07 How BoH is the ‘missing piece of Satoshi’s vision’

28:36 Darshan’s experience of building a blockchain project in a crypto-hostile environment such as India

30:44 What we can expect from them?

Mentioned in the episode

Bank of Hodlers

The Ultimate Guide to Crypto-backed Loans

Everything you need to know about Crypto-cards


Rahul Sanghi


Darshan Bathija